Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Everyone needs groceries every week. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Grocery apps like Zepto, BigBasket, and Blinkit have simplified shopping, but costs can pile up fast.
Picture this — you open Zepto to buy a few essentials, and within minutes, your ?1,000 bill becomes ?2,000. That’s why knowing how to save matters.
MyRupaya’s Grocery Discount Finder lets you save on every grocery order. It’s like earning cashback just for shopping smart.
This article explains:
• How to use the Grocery Discount Finder smartly
• MyRupaya’s other features beyond groceries
• Best credit cards to save on grocery apps
• Ways to reduce grocery bills using MyRupaya + credit cards
• Answers to grocery savings questions
How MyRupaya’s Grocery Tool Helps You Save
It’s straightforward yet highly effective. Instead of wasting time on expired coupons, MyRupaya automatically maps discounts and card offers.
1. Best Grocery App Offers – Get valid coupon codes from all major grocery apps instantly.
2. Credit Card Cashback Mapping – Each credit card offers unique grocery perks. For instance, Amazon Pay ICICI and HDFC Neu cards each add value on different grocery platforms.
3. Double Your Savings – Apply both Zepto promo and credit card rewards in one order. Example: Use HSBC Live+ on Zepto with a MyRupaya promo to double benefits.
4. Real-Time Updates – Coupons go inactive daily. MyRupaya ensures you see only valid, updated offers.
No matter the grocery app you use, you always know which payment saves the most.
What MyRupaya Generally Does
MyRupaya isn’t just for grocery shopping. It connects your spending with the best available offers.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Flight coupons and hotel discounts.
• Instant food delivery offers on Zepto and Swiggy.
• Top e-commerce cashback and coupons.
For groceries, it specializes in:
• Zepto grocery savings – Instant Zepto offers & card deals.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.
To sum up, MyRupaya’s goal is that you always get maximum cashback on every order.
Best Grocery Cashback Credit Cards (2025)
Your credit card matters as much as your shopping app. Here are the top-performing cards for grocery buyers in 2025:
HDFC Swiggy Credit Card (Top for Grocery Apps)
• Cashback: 10% on Swiggy & Instamart
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Works for Zepto grocery too, as MyRupaya identifies it under “food delivery”. Combine with Zepto coupon codes from MyRupaya to multiply your savings.
HDFC Tata Neu Infinity – Ideal for Tata Ecosystem Users
• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.
3. HSBC Live+ Credit Card – Best for Online & Offline Groceries
• Cashback: 10% on both online & offline groceries
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Ideal if you mix online orders with supermarket visits.
4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card
• Cashback: Earn NeuCoins redeemable across Tata brands
• Other Benefits: Wider Tata ecosystem coverage
• Annual Fee: ?1,499
Why it’s great: Pair with MyRupaya BigBasket coupon codes for instant discounts.
Amazon Pay ICICI – Lifetime Free Option
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: 1% on all other purchases
• Annual Fee: Absolutely free card forever
Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and blinkit Flipkart Grocery — and it’s free for life.
FAQs
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Conclusion
Grocery shopping will always be essential, and MyRupaya’s Grocery Discount Finder helps you pay less every time. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, you can easily save 5–10% each month.
Popular cards such as HDFC Neu, HSBC Live+, or Amazon Pay are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
Shopping smart is the new saving strategy — and groceries are the perfect place to start.